Wednesday, December 7, 2016

giving a face to obamacare.

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Today, I want to give a face to the Affordable Care Act. As a teacher, I was always pretty well taken care of when it came to health insurance and we were fortunate enough to use my coverage for both myself and for Jeffrey.

At the end of last school year, I decided not to return to my teaching career for the 2016-2017 school year. This is something that I haven’t really mentioned here, mostly because it was an incredibly difficult decision — one that was ultimately the right choice for my mental health and well being, but still broke my heart.

Because Jeffrey is self-employed, we didn’t have his benefits to fall back on. I soon became self-employed as well and so we had to enroll in ObamaCare. The ACA is an imperfect system with many kinks that need to be worked out and changes that need to be made — I am not disputing that — but Jeffrey and I rely on this system in order to ensure that we have the health coverage that we need and deserve as hardworking Americans.

Our insurance isn’t cheap. We pay a monthly premium based on our income bracket and we chose from lots of different plans, many of which offered coverages that were actually sadly laughable.

I can’t pretend to understand why so many Americans would actively fight to dismantle this act. It allows millions of people to feel safe and secure and confident that, should something tragic or devastating (or otherwise health-related) happen to themselves or a loved one, they won’t be left high and dry. Jeffrey and I work hard and we pay a steep premium to make sure we have decent care.

(As a disclaimer, this post is written with nothing but love and also concern for my little family and other friends I hold dear who rely on the ACA. My intention isn’t to start a battle, but rather to share my experience and hopefully shed light on why the ACA  is, in my opinion, an essential piece of American legislation that deserves to stay put.)

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